1. Nature of Product
The Smart Banking Power PDF is a digital, non-tangible product delivered instantly after successful payment. Due to the nature of digital content, it cannot be returned once accessed.
2. No Refund Policy
All purchases are final and non-refundable.
Once the PDF or access link/code has been delivered or accessed, no refund requests will be accepted under any circumstances. This policy is in place to prevent misuse, duplication, or unauthorized sharing of the content.
3. Cancellation Policy
Since the product is delivered instantly, cancellation is not applicable after successful payment and access delivery.
4. Exception – Referral Benefit
Customers may be eligible for a refund or earning opportunity through our “Refer & Earn” program.
If a customer refers another successful purchase, they may receive:A refund of their purchase amount, ORA commission/benefit, as per the referral terms.
Exact eligibility and payout terms will be communicated separately.
5. Duplicate Payment / Technical Issues
In case of:
Duplicate paymentFailed transaction with amount deducted.
Customers must contact us within 48 hours with proof of transaction.
After verification, a refund or resolution will be processed.
6. Contact for Support
For any queries or support, please contact:
SM Financial SolutionEmail: smfinancialsolution1@gmail.com
7. Policy Acceptance
By purchasing the Smart Banking Power PDF, you agree to this Refund & Cancellation Policy.
